What does cyber insurance cost?

For small businesses, a $1M cyber policy typically runs $1,200–$4,800 per year, with a median near $2,400. But quotes vary wildly — two similar companies can see a 3x spread — because rating factors are opaque and carriers underwrite differently.

Why is cyber insurance pricing so inconsistent?

Cyber is the fastest-growing commercial insurance line, and underwriting is still maturing. Carriers weigh revenue, industry, security controls, and claims history differently, and hard-market loss pressure drives unpredictable renewal spikes.

How do I buy CyberInsuranceRates.com?

The domain is offered at a fixed Buy Now price of $19,888 through Afternic, with secure transfer via Escrow.com.

CyberInsuranceRates.com — The Benchmark for Cyber Coverage Pricing

The opportunity

The fastest-growing premium nobody can price.

A $1 million cyber policy costs a small business anywhere from $1,200 to $4,800 a year — and two nearly identical companies can receive quotes 3x apart from different carriers. Renewal spikes of 100% arrive with explanations like “the book needed rate.” Brokers cannot explain the variance because no public benchmark exists for what cyber coverage should cost, by size, industry, or revenue band.

CyberInsuranceRates.com names the missing dataset. It is the natural home for the industry's first cyber rate index — premium benchmarks by company profile, renewal trend data, loss-ratio context, and the MGA pricing transparency that tech-enabled underwriters already use as a weapon.

“The median small-business cyber premium sits near $2,400 — but the range around it is pure fog.”

Smartphone secured with chain and padlock

The risk it prices

Why this name wins

Exact-match authority. “Cyber insurance rates” is the phrase CFOs, brokers, and risk managers already type into search when the renewal packet lands. This domain owns the query at the root.

Built for the comparison business. Rate benchmarking is a proven model — commercial P&C studies, benefits surveys, D&O pricing reports. The cyber equivalent has a natural home here.

MGA-ready asset. Tech-enabled MGAs compete on pricing transparency against legacy carriers. Owning the category's rate benchmark is a distribution moat.

Quote spread, same profile

Median SMB annual premium

Available once, exclusively

Who should own this

Built for the risk transfer layer.

Cyber MGAs

Coalition, At-Bay, Corvus, and the next wave of tech-enabled underwriters compete on pricing clarity. The industry's rate benchmark becomes their category brand.

Commercial brokerages

Brokers placing cyber coverage need defensible benchmarks for clients asking why the renewal doubled. An independent rate index is a retention tool.

Comparison platforms

Insurtech marketplaces matching buyers to cyber policies need the authoritative rate data underneath. This is the name the comparison layer cites.

Intelligence

Cyber pricing intelligence, in the open.

Research-grade briefings on what cyber insurance actually costs — rate bands, renewal dynamics, and the MGA model repricing the market.

The $5,000 Question: What Cyber Insurance Actually Costs in 2026

Rate benchmarks by company size, industry, and revenue band — and why two similar companies get quotes 3x apart.

Read the analysis

Why Your Cyber Renewal Doubled (and Your Broker Can't Tell You Why)

Hard-market dynamics, carrier loss ratios, and ransomware claims behind the renewal spikes — and why brokers go quiet.

Read the analysis

The MGA Playbook: How Coalition, At-Bay and Corvus Price What Traditional Carriers Can't

Inside the tech-enabled MGA model: continuous security scanning as an underwriting edge traditional carriers can't match.

Read the analysis

The fastest-growing premium nobody can price.

Built for the risk transfer layer.

Cyber MGAs

Commercial brokerages

Comparison platforms

Cyber pricing intelligence, in the open.

The $5,000 Question: What Cyber Insurance Actually Costs in 2026

Why Your Cyber Renewal Doubled (and Your Broker Can't Tell You Why)

The MGA Playbook: How Coalition, At-Bay and Corvus Price What Traditional Carriers Can't

One name. One owner. One decision.